Confirm the existing loan
Ask the loan servicer to verify eligibility for assumption, current balance, interest rate, APR and applicable disclosures, remaining term, fees and approval process. No loan terms are confirmed or offered on this page.
ASSUMABLE HOME INQUIRY / ALLEN, TEXAS
A 2020 home in Village at Twin Creeks, Allen, TX 75013. Asking price reported October 14, 2026: $958,000. Ask Bhargavi about the home and the reported VA mortgage assumption opportunity. Current availability and all financing details must be confirmed.
BHARGAVI PATEL · REALTOR® · eXp REALTY

01 / THE HOME
Village at Twin Creeks · two stories · two-car garage.
The listing describes an open living layout, two offices, quartz countertops, a fireplace, an extended rear patio, and epoxy garage flooring. Reported community amenities include a pool, gym, clubhouse, and walking trails. Verify features, condition, measurements, amenities and availability before making a purchase decision.
02 / ASK ABOUT ASSUMABLE FINANCING
AssumeList reports an existing VA mortgage associated with this property. An assumption may allow a qualified, approved buyer to take over an eligible existing loan, subject to the lender or servicer's requirements.
Ask the loan servicer to verify eligibility for assumption, current balance, interest rate, APR and applicable disclosures, remaining term, fees and approval process. No loan terms are confirmed or offered on this page.
Ask about the equity gap, funds needed to close, taxes, insurance, HOA, prepaid items and any separate financing. An existing loan does not necessarily cover the full purchase price.
Approval, documentation, costs and timing depend on the loan program and lender or servicer. Ask how any VA entitlement and liability requirements apply. No financing approval, savings, payment or closing timeline is guaranteed.
General property information, not a mortgage application, loan offer or eligibility determination. Bhargavi provides real estate guidance; the lender or servicer makes financing decisions.
03 / YOUR NEXT STEP
Ask about a tour, the reported assumption opportunity, or homes in your preferred area. View these details without submitting another registration.
Source: AssumeList property listing, read October 14, 2026. MLS #21357327. Listing courtesy of Levi Lascsak, eXp Realty LLC. Listing information © 2026 North Texas Real Estate Information Systems. All rights reserved. Photos are source listing photographs. Bhargavi Patel is your inquiry contact.
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